Hire a Montana Crypto Tax Accountant. We Do Everything For You.
Work one-on-one with a dedicated Montana crypto tax professional. We reconcile every wallet, exchange, and chain, then hand you finished, IRS-ready forms.
4.6/5 from 1,350+ reviews on Trustpilot 
- Reconciliation complete
- Form 8949 ready
- Audit-trail report delivered
Crypto investors trust CoinLedger
Exchanges, wallets & chains supported
Building crypto tax tools
How working with our crypto tax experts works
Hand over your accounts and watch the rest: one dedicated expert reconciles everything and hands back finished, IRS-ready forms.
We reconcile your full history across every platform
Exchanges, wallets, DeFi, NFTs, staking, dead platforms like FTX. Your Montana crypto tax accountant imports and classifies every transaction, rebuilds missing cost basis, and reconciles it down to the last gain and loss.
- 800+ exchanges, wallets, and chains supported
- Missing cost basis rebuilt from on-chain data
- DeFi, NFTs, and staking classified correctly
Finished, IRS-ready tax forms
In about three weeks you get completed Form 8949, Schedule D, and income reports, plus a full audit-trail report showing how every figure was calculated. They also carry the accurate numbers your Montana Form 2 return is built on.
Most Montana crypto accountants haven't seen a situation like yours. We have.
General CPAs routinely mishandle DeFi, staking, and cross-exchange cost basis. Our crypto tax experts handle these cases every day.
Thousands of transactions
Tens of thousands of trades across DeFi, NFTs, and staking. Reconciled for you.
Dead exchanges, gone records
FTX or Celsius took your history with them? We rebuild cost basis from on-chain data.
Cost basis scattered everywhere
Coins moved across a dozen wallets and exchanges. We trace every transfer.
DeFi, NFTs, and staking
Yield, LPs, bridges, airdrops, mints. Each gets the right tax treatment.
The new 1099-DA forms
Exchanges now report to the IRS directly. We catch missing data before you file.
Years of catching up
Multiple unfiled years stacked up? One engagement resolves all of them.
One flat quote. Everything included.
Engagements start at $3,500, depending on complexity. You see the exact price before any work begins. No hourly meter, no surprise line items.
- Every account imported for you
- Full reconciliation across every chain
- Missing cost basis rebuilt
- Per-wallet cost basis migration
- Finished, IRS-ready tax forms
- A full audit-trail report
- TurboTax and CPA-ready export
- A real human, the whole way through
Three steps, and most of them are ours
Tell us about your accounts
Fill out a short questionnaire with your wallets, exchanges, and rough history. It takes a few minutes, and there is no charge to start.
Get your custom quote
We review your situation and send back one flat price. No surprises, no work started, and no obligation until you say go.
We reconcile and deliver
Your specialist imports, cleans, and reconciles everything, then hands you finished, IRS-ready reports. Most are done in about three weeks.
How Montana taxes your crypto gains
CoinLedger serves Montana entirely remotely, one dedicated crypto tax expert from the first import to filed forms.
We work with crypto investors across Montana, including Billings, Missoula, Great Falls, Bozeman, Helena, entirely online, so a crypto tax accountant near you is one form away.
Montana taxes crypto as income across two brackets for tax year 2026: 4.7% up to $47,500 and 5.65% above it for single filers. The top rate dropped from 5.9% to 5.65% in 2026 and is scheduled to fall again to 5.4% in 2027. Residents report on Form 2, which was heavily revised after the state's tax simplification law.
Montana has a feature most states do not: a preferential rate on net long-term capital gains. Crypto held more than one year is taxed at just 3.0% up to $47,500 and 4.1% above, instead of ordinary rates. Crypto held a year or less gets no break and is taxed at the full 4.7%-5.65%. That split makes holding period and accurate cost basis worth real money, and it is exactly the kind of separation a crypto tax accountant gets right.
The Montana Department of Revenue receives your federal data and starts from your federal taxable income, so a clean federal return is the foundation. Montana has no local income taxes, which keeps the calculation simpler than in states with county or city add-ons. CoinLedger's Done-For-You service delivers full reconciliation and IRS-ready federal forms; your Montana Form 2 builds on those numbers.
| Taxable income over | Rate |
|---|---|
| $0 | 4.7% |
| $47,500 | 5.65% |
Sources: Tax Foundation: 2026 State Income Tax Rates and BracketsMontana Department of Revenue: Individual Income Tax Return (Form 2) (tax year 2026)
Reviewed by Jordan Bass, CPA
Head of Tax Strategy at CoinLedger. Tax attorney (JD, LLM) specializing in digital assets.
Montana-specific considerations
Long-term crypto gets a break
Montana taxes net long-term capital gains at 3.0% and 4.1%, well below its 4.7%-5.65% ordinary rates. Crypto held more than a year qualifies; crypto held a year or less does not. Tracking holding periods precisely is where the savings live.
Not a community-property state
Montana is a common-law property state, so crypto is generally owned by whoever's account or wallet holds it. That simplifies separate filings and divorce splits compared with community-property states.
Rates are falling
Montana cut its top rate from 5.9% to 5.65% in 2026, with a further drop to 5.4% scheduled for 2027. Timing large crypto sales around the rate schedule can matter.
Investors who thought it was hopeless
These are real people who handed our crypto CPAs a mess and got back a finished return.
Done For You Made My Crypto Taxes Easy.
Starting the process was easy and my assigned representative was highly knowledgeable and completed my case quickly so I was able to get the information to my tax preparer well before the tax filing deadline. Based on new IRS guidance I would never have been able to prepare the crypto portion of my return without the work done by Coinledger. This was a great experience.
Outstanding Support From the CoinLedger Team
I had multiple wallets and exchanges like Coinbase, Phantom, Exodus, and Tangem. Logan and Salvatore from the CoinLedger team were extremely helpful throughout the process... They were patient, answered all of my questions, and walked me through the process step by step. Overall, the support from Logan and Salvatore made a stressful process much easier.
CoinLedger Solved My 9 Year Crypto Tax Nightmare
Jamie and the team at CoinLedger were absolute lifesavers. I had nearly nine years of crypto transactions with missing cost basis that surfaced once I started to sell... Jamie guided me on what they needed, reconciled everything quickly, and delivered the IRS forms my CPA required. What felt like an absolute nightmare became completely manageable. I can't recommend them enough!
Highly recommend the Done-For-You program
I was very pleased with the Done For You program offered by CoinLedger. The onboarding process was quick and thorough. My contact person did a great job steering me through how to get the information needed despite my lack of technical knowledge. He was able to collect and reconcile five years of data, including Celsius bankruptcy losses, and give me US-compliant tax forms for multiple accounts.
Impressive follow-through on a genuinely complex case
I hired CoinLedger's Done For You service to reconcile several years of crypto activity across multiple exchanges and wallets, a case complicated by staking income and a high volume of transactions. When the initial report showed higher gains than I expected, they dug back in, found a handful of transactions misclassified by a software bug, corrected it, and my total capital gains came down by roughly a third. Upfront, accurate, and willing to get it right.
Professional and friendly service
Jamie did an excellent job putting my crypto data in order. I had years of disorganized data from exchange closures and transfers across wallets. Jamie was able to find the missing cost basis for my crypto and prepared accurate IRS forms for filing. I would recommend this service to anyone who needs a once-and-for-all clean up of their crypto tax data.
Crypto tax questions in Montana
Does Montana tax crypto gains? 
Do long-term crypto holdings really get a lower Montana rate?
Do I need to file a Montana return for crypto?
Should I hire a crypto CPA or a crypto tax professional in Montana?
How much does a crypto CPA cost in Montana?
Hand our accountants the mess.
Get back a finished return.
Answer a few questions about your accounts and get a free, no-obligation quote. However many wallets, however many years, however tangled it got, we will tell you exactly what it takes to get you done.