Your Dedicated Kentucky Crypto CPA

Hire a Kentucky Crypto Tax Accountant. We Do Everything For You.

Work one-on-one with a dedicated Kentucky crypto tax professional. We reconcile every wallet, exchange, and chain, then hand you finished, IRS-ready forms.

4.6/5 from 1,350+ reviews on Trustpilot
Jordan BassDavid KemmererMitchell Cookson
Real experts. One dedicated to your case.
IRS-ready forms
Shane Kennedy
Shane Kennedy
Crypto tax expert · CoinLedger
On your case
+20
Wallets & exchanges syncedBTC, ETH, USDC and 20 more
ReconciliationComplete
  • Reconciliation complete
  • Form 8949 ready
  • Audit-trail report delivered
One flat quotefrom $3,500
700,000+

Crypto investors trust CoinLedger

800+

Exchanges, wallets & chains supported

Since 2018

Building crypto tax tools

What to expect

How working with our crypto tax experts works

Hand over your accounts and watch the rest: one dedicated expert reconciles everything and hands back finished, IRS-ready forms.

Every transaction, handled

We reconcile your full history across every platform

Exchanges, wallets, DeFi, NFTs, staking, dead platforms like FTX. Your Kentucky crypto tax accountant imports and classifies every transaction, rebuilds missing cost basis, and reconciles it down to the last gain and loss.

  • 800+ exchanges, wallets, and chains supported
  • Missing cost basis rebuilt from on-chain data
  • DeFi, NFTs, and staking classified correctly
C B Capital gains Net gain +$4,460
What you get back

Finished, IRS-ready tax forms

In about three weeks you get completed Form 8949, Schedule D, and income reports, plus a full audit-trail report showing how every figure was calculated. They also carry the accurate numbers your Kentucky Form 740 return is built on.

Form 8949 Capital gains & losses ASSETPROCEEDSGAIN BTC12,400+3,250 ETH8,900+1,880 SOL3,150-1,150 UNI2,240+480 Net capital gain +4,460 Schedule D Gains & losses Income report Staking & income Audit trail Every figure shown TurboTax-ready CPA-ready
Why a Kentucky specialist

Most Kentucky crypto accountants haven't seen a situation like yours. We have.

General CPAs routinely mishandle DeFi, staking, and cross-exchange cost basis. Our crypto tax experts handle these cases every day.

Thousands of transactions

Tens of thousands of trades across DeFi, NFTs, and staking. Reconciled for you.

Dead exchanges, gone records

FTX or Celsius took your history with them? We rebuild cost basis from on-chain data.

Cost basis scattered everywhere

Coins moved across a dozen wallets and exchanges. We trace every transfer.

DeFi, NFTs, and staking

Yield, LPs, bridges, airdrops, mints. Each gets the right tax treatment.

The new 1099-DA forms

Exchanges now report to the IRS directly. We catch missing data before you file.

Years of catching up

Multiple unfiled years stacked up? One engagement resolves all of them.

Pricing

One flat quote. Everything included.

Engagements start at $3,500, depending on complexity. You see the exact price before any work begins. No hourly meter, no surprise line items.

  • Every account imported for you
  • Full reconciliation across every chain
  • Missing cost basis rebuilt
  • Per-wallet cost basis migration
  • Finished, IRS-ready tax forms
  • A full audit-trail report
  • TurboTax and CPA-ready export
  • A real human, the whole way through
How it works

Three steps, and most of them are ours

Tell us about your accounts

Fill out a short questionnaire with your wallets, exchanges, and rough history. It takes a few minutes, and there is no charge to start.

Get your custom quote

We review your situation and send back one flat price. No surprises, no work started, and no obligation until you say go.

We reconcile and deliver

Your specialist imports, cleans, and reconciles everything, then hands you finished, IRS-ready reports. Most are done in about three weeks.

Kentucky crypto taxes

How Kentucky taxes your crypto gains

CoinLedger serves Kentucky entirely remotely, one dedicated crypto tax expert from the first import to filed forms.

We work with crypto investors across Kentucky, including Louisville, Lexington, Bowling Green, Owensboro, Covington, entirely online, so a crypto tax accountant near you is one form away.

Kentucky taxes crypto gains as ordinary income at a single flat rate. For tax year 2026 that rate is 3.5%, down from 4% the year before. The cut was triggered under the 2022 tax reform law and ratified by House Bill 1 in February 2025, and the legislature has signaled more cuts ahead if the revenue triggers keep firing.

There is no preferential long-term capital gains rate in Kentucky. Whether you held Bitcoin for a week or five years, the gain is taxed at 3.5% once it flows from your federal return onto Form 740. The Kentucky Department of Revenue receives your federal data and expects the numbers to match.

Kentucky cities and counties levy occupational license taxes, but those apply to wages and net business profits, not investment gains. Your crypto trading gains are not hit by local tax, only the flat state rate.

Sources: Tax Foundation: 2026 State Income Tax Rates and BracketsKentucky Department of Revenue: 2026 Standard Deduction AnnouncementKentucky Department of Revenue: Individual Income Tax (tax year 2026)

Reviewed by Jordan Bass, CPA

Head of Tax Strategy at CoinLedger. Tax attorney (JD, LLM) specializing in digital assets.

Worth knowing

Kentucky-specific considerations

Rate is falling

Kentucky dropped from 4% to 3.5% for 2026 under automatic revenue triggers. Timing a large realization across tax years can matter as the rate steps down.

No long-term discount

Kentucky taxes every crypto gain at the same flat 3.5%, with no reduced rate for assets held over a year. Federal long-term treatment still helps, but not on the state side.

Local occupational taxes miss gains

Louisville and Lexington occupational taxes hit wages and business net profits, not capital gains, so your trading income sees only the 3.5% state rate.

Don't take our word for it

Investors who thought it was hopeless

These are real people who handed our crypto CPAs a mess and got back a finished return.

Jonathan G.
Jonathan G.
February 12, 2026

Done For You Made My Crypto Taxes Easy.

Starting the process was easy and my assigned representative was highly knowledgeable and completed my case quickly so I was able to get the information to my tax preparer well before the tax filing deadline. Based on new IRS guidance I would never have been able to prepare the crypto portion of my return without the work done by Coinledger. This was a great experience.

Blake W.
Blake W.
March 9, 2026

Outstanding Support From the CoinLedger Team

I had multiple wallets and exchanges like Coinbase, Phantom, Exodus, and Tangem. Logan and Salvatore from the CoinLedger team were extremely helpful throughout the process... They were patient, answered all of my questions, and walked me through the process step by step. Overall, the support from Logan and Salvatore made a stressful process much easier.

Juanita L.
Juanita L.
April 27, 2026

CoinLedger Solved My 9 Year Crypto Tax Nightmare

Jamie and the team at CoinLedger were absolute lifesavers. I had nearly nine years of crypto transactions with missing cost basis that surfaced once I started to sell... Jamie guided me on what they needed, reconciled everything quickly, and delivered the IRS forms my CPA required. What felt like an absolute nightmare became completely manageable. I can't recommend them enough!

Keith R.
Keith R.
July 28, 2026· Verified on Trustpilot(opens in a new tab)

Highly recommend the Done-For-You program

I was very pleased with the Done For You program offered by CoinLedger. The onboarding process was quick and thorough. My contact person did a great job steering me through how to get the information needed despite my lack of technical knowledge. He was able to collect and reconcile five years of data, including Celsius bankruptcy losses, and give me US-compliant tax forms for multiple accounts.

Randy H.
Randy H.
July 19, 2026· Verified on Trustpilot(opens in a new tab)

Impressive follow-through on a genuinely complex case

I hired CoinLedger's Done For You service to reconcile several years of crypto activity across multiple exchanges and wallets, a case complicated by staking income and a high volume of transactions. When the initial report showed higher gains than I expected, they dug back in, found a handful of transactions misclassified by a software bug, corrected it, and my total capital gains came down by roughly a third. Upfront, accurate, and willing to get it right.

Patrick D.
Patrick D.
May 24, 2026· Verified on Trustpilot(opens in a new tab)

Professional and friendly service

Jamie did an excellent job putting my crypto data in order. I had years of disorganized data from exchange closures and transfers across wallets. Jamie was able to find the missing cost basis for my crypto and prepared accurate IRS forms for filing. I would recommend this service to anyone who needs a once-and-for-all clean up of their crypto tax data.

Crypto tax questions in Kentucky

Does Kentucky tax crypto gains?
Yes. Kentucky taxes crypto gains as ordinary income at a flat 3.5% for tax year 2026, with no long-term discount.
Do I need to file a Kentucky return for crypto?
Yes, if you meet Kentucky's filing thresholds. Your gains flow from your federal return onto Form 740, taxed at the flat 3.5% rate.
How much does a crypto CPA cost in Kentucky?
Local crypto accountants and crypto CPAs often bill hourly and quotes vary widely. CoinLedger's Done-For-You service is one flat quote from $3,500, whatever your zip code, covering full reconciliation and IRS-ready federal forms.
Should I hire a crypto CPA or a crypto tax professional in Kentucky?
Either works if they truly specialize in crypto. CoinLedger pairs you with a dedicated crypto tax professional who handles DeFi, staking, and cross-exchange cost basis every day, then delivers CPA-ready forms your Form 740 can build on.
Does Kentucky give a break for long-term crypto holdings?
No. Kentucky applies the same flat 3.5% to all gains. Only your federal return distinguishes long-term from short-term.
What does CoinLedger deliver for Kentucky filers?
Full reconciliation across your wallets and exchanges plus IRS-ready federal forms: Form 8949, Schedule D, and income reports, with TurboTax and CPA-ready exports. Your Kentucky Form 740 builds on those federal numbers. We do not file the state return.

Hand our accountants the mess.
Get back a finished return.

Answer a few questions about your accounts and get a free, no-obligation quote. However many wallets, however many years, however tangled it got, we will tell you exactly what it takes to get you done.