9 Crypto.com Alternatives (Low Fees & Best Features 2026)
%20(1).png)
Key takeaways
- Coinbase is the best Crypto.com alternative for beginners; Binance.US is the cheapest after its April 2026 zero-fee overhaul; Kraken is the best low-fee option for intermediate and advanced traders.
- Crypto.com's late-2025 and early-2026 card rewards overhaul removed partner rebates and eliminated rewards for users who don't stake CRO or pay for a subscription.
- Selling on Crypto.com to fund another exchange triggers capital gains tax, and transfers between exchanges can break cost basis tracking on Form 1099-DA. Crypto tax software like CoinLedger keeps your records clean.
Crypto.com at a glance
Crypto.com allows users to trade more than 400 cryptocurrencies. It's popular for its large crypto selection, easy mobile app, and features like staking and debit cards.
In late 2025 and early 2026, Crypto.com restructured its card rewards program. The company removed partner rebates (including Expedia, Airbnb, Amazon Prime, and X Premium) and eliminated rewards for users who don't stake CRO or pay for a Level Up subscription. Users seeking simpler, more transparent rewards are looking for alternatives. Some users also complain about slow customer support and hidden spreads on trades.
Coinbase is a great choice if you're looking for an easy-to-use platform, strong security, and a well-known brand. The basic buy/sell option has higher fees, but if you're looking for lower fees, you can switch to Coinbase Advanced.
Fees: 0–0.80% (on Coinbase Advanced)
Cryptocurrency selection: 315+
Kraken is considered a great choice for intermediate/advanced investors due to its advanced charting features and its low costs.
Fees: 0–0.40%
Cryptocurrency selection: 600+
In April 2026, Binance.US slashed spot trading fees to 0% maker and 0.02% taker for all users on all pairs, making it one of the cheapest US-available exchanges by a wide margin.
Fees: 0% maker / 0.02% taker on Binance.US (all users, all pairs)
Cryptocurrency selection: 600+ on Binance.com, 150+ on Binance.US
Bitstamp is a great choice if you value a long track record, deep liquidity on major pairs, and institutional-grade infrastructure. It's used by both retail and institutional investors.
Fees: 0–0.40% on the standard platform (volume-based; lower for high-volume traders)
Cryptocurrency selection: 80+
Gemini is a great choice if you value transparent fees and strong commitment to regulatory compliance. It’s considered one of the most secure exchanges on the market, with low fees on its ActiveTrader platform.
In early 2026, Gemini consolidated around the US market, exiting the UK, EU, and Australia. The company remains a strong US-focused option for regulatory compliance and security.
Fees: 0–0.40% on Gemini ActiveTrader
Cryptocurrency selection: 80+
Robinhood is a great option if you already invest in stocks and want to add crypto without using a separate exchange. While trades are "free," some users complain that there are ‘hidden’ spreads built into the price of buying and selling assets.
Fees: $0 commissions (spread applies)
Cryptocurrency selection: 45+
SoFi is a great choice if you're looking for crypto and banking features in one platform. However, fees are higher than other exchanges on this list.
Fees: 1% per trade
Cryptocurrency selection: 25+
eToro might be for you if you like the idea of social investing and want a simple interface. However, the fees are higher than other exchanges, and the crypto selection in the US is smaller than what's available globally.
Fees: 1% trading fee
Cryptocurrency selection: 100+ globally; 48 US states (excludes Nevada and Hawaii)
PayPal is a good option if you're looking for convenience and don't need advanced features or a wide selection of cryptocurrencies.
Fees: 1.5–2.2%
Cryptocurrency selection: 7
What should I look for in a Crypto.com alternative?
If you’re looking for a Crypto.com alternative, keep in mind the following features:
Low fees: Make sure you understand your exchange’s fee structure. The lower the fees, the more profits you’ll get to keep.
Security: Be sure to understand your exchange’s security features. Typically, trustworthy exchanges hold the majority of customer funds in cold storage.
Crypto selection: Understand which cryptocurrencies your exchange has available for trading.
Customer service: Understand your exchange’s customer support offering. Speaking to support can be useful when you’re troubleshooting issues, or resolving account problems.
Reputation: Understand your exchange’s reputation by reading third-party reviews. Trustworthy exchanges are less likely to face hacks, shutdowns, and regulatory issues.
Geographic availability: Some features depend on where you live, so check that the exchange operates in your region.
Should I use a decentralized exchange instead?
While this article is focused on centralized exchanges, decentralized exchanges can be a great option for intermediate and advanced crypto investors.
Decentralized exchanges like Uniswap and PancakeSwap allow you to trade crypto directly with other users, without the need for a middleman. Some users prefer DEXs because they allow users to make transactions that cannot be censored by a centralized entity.
However, DEXs aren't beginner-friendly. They typically do not offer customer support, and you are responsible for the security of your cryptocurrency.
Why your taxes may be incorrect after switching from Crypto.com
Switching from Crypto.com means selling crypto, transferring it, or both. Each of those moves has a tax consequence.
When you sell crypto on Crypto.com to fund another exchange, that sale triggers capital gains tax based on how the price changed since you bought it.
When you transfer crypto wallet-to-wallet (for example, from Crypto.com to a cold wallet or another exchange), the transfer itself isn't taxable, but exchanges don't share cost basis with each other. Starting in 2026, exchanges report your gains and losses to the IRS via Form 1099-DA. If your cost basis didn't transfer with the crypto, the form can overstate your gain by thousands of dollars.
CoinLedger reconstructs cost basis across exchanges, wallets, and blockchains so your tax report is accurate. More than 700,000 investors use CoinLedger to take the stress out of tax season.
Frequently asked questions
- How do I buy crypto without Crypto.com?
- What is the best alternative to Crypto.com?
- Who has lower fees than Crypto.com?
- Is Crypto.com safe?
- Who is Crypto.com's biggest competitor?
- Will I owe taxes when I switch from Crypto.com to another exchange?
- Why are people moving away from Crypto.com in 2026?
.png)
